Allan Argosino, Retirement Coach
Social Security Retirement Benefits
Welcome to our Social Security website! Did you know that 96% of Retirees filing for SS Benefits DO NOT maximize their lifetime benefits? Retirees on average leave
$111,000 in median lifetime benefits lost or "on the table.".
Social Security Classes
MRC Educational Workshops
I’m a paragraph. Double click me or click Edit Text, it's easy.
Workshop Dates
I’m a paragraph. Double click me or click Edit Text, it's easy.
Social Security Class
I’m a paragraph. Double click me or click Edit Text, it's easy.
Retirement Income Class
I’m a paragraph. Double click me or click Edit Text, it's easy.
Social Security Benefits
My Retirement Coach (MRC) has an informational website on Social Security Retirement Benefits, at SS-Info.com. Please click on the logo below, and the link will take you to that dedicatedd Social Security website. We help you prepare for a secure retirement with information and resources, expert advice, and tailored strategies for achieving your retirement and financial goals.
Sequence of Returns Risk ("SORR")
My Retirement Coach educates, leads and enlightens, and empowers individuals & families to take control of their retirement and financial plans. We strive and help clients achieve their long-term "bucket list," spend time with their loved ones, and live happy and stress-free lives.
The Myth of "Riding Out the Market" and a 12% Return
-
What has been the stock market the last 24 years?
-
Do you know that from 2000 to 2013 the stock market's return was 0%.
-
In 2000 to 2003, the market went down -56%.
-
In 2007 to 2008, the market went down -52%.
Avoiding Large Losses
-
​As you near retirement, it is critical to avoid large losses of 5-10% in your investment portfolios.
-
With asymmetric returns, a 32.5% loss (Nasdaq in 2022) requires a 48.2% gain, to get back to break-even.
Risk of Long-term Care
​​
-
70% of those Seniors age 65 years will need long-term care in their lifetime. Or put another way one spouse of a married person will need long-term care.
-
​The average cost of long-term care for a person in CA is $12,200 a month, and the average stay is 2.84 years.
-
The average cost (today) of a long-term care stay would be $415,780.
-
Do you know how you would pay for that? Does your Retirement Plan take that expense as into account?
Longevity Risk - Outliving your Funds
Longevity risk in retirement refers to the potential financial risk that retirees may outlive their savings.
-
People are generally living longer because they are healthier, taking better care of themselves, and eating better.
-
Advancements in Medical and Healthcare, and technology.
Glimpse at Our Benefits
What You Will Learn?
1. When should I file my SS benefit 2. How should I file my SSB? 3. On my income or my spouse? 4. Can I file on an ex-spouse? 5. Can I file on a deceased spouse? 6. What is "FRA" or full retirement age 7. Can I file at 60 or 62, or 70? 8. Can I increase my SS benefits? 9. Will Medicare reduce my SSB?
The Top 10 Questions that Retirees have about Social Security:
1. When Should I Start Claiming Social Security? 2. How Are Social Security Benefits Calculated? 3. Will My Benefits Be Reduced If I Work While Receiving Social Security? 4. How Does My Spouse’s Social Security Benefit Impact Mine? 5. What Happens to My Benefits When My Spouse Dies? 6. Will Social Security Be Enough to Live On in Retirement? 7. Is Social Security Going Bankrupt? 8. Will Social Security Be Taxed? 9. How Does Divorce Impact Social Security Benefits? 10. Can I Claim Retroactive Social Security Benefits?
Learn More
Visit Our Social Security Website Now
Some text here giving a brief introduction
about the Social Security website.
